Image by Jojje from Shutterstock Many people own homes through a mortgage agreement. Traditional mortgages are primarily fully amortized or gradually paid off with regular payments over the lifetime of the loan. Each payment contributes to both the principal and the interest. A balloon mortgage is a short-term home loan with fixed-rate monthly payments that only take care...

Do you ever wish that they taught a class in high school called, “Things You’ll Actually Need to Know In Life?” You’d learn how to prepare your taxes, what investing is, and how to buy a home. Unfortunately, all of these important life lessons tend to be self-taught; you pick them up along the way and learn from your...

Everyone defines the term "quality of life" differently, but if you asked 100 people, you'd probably hear a lot of similar answers. According to a Gallup study entitled "The State of American Well-Being," the basis for a good quality of life includes having a sense of purpose, feeling good about what you do every day, having supportive relationships, being...

If you receive a "lowball" offer to purchase your house, your first reaction may be to respond with an immediate "No." However, it is important to evaluate any offer to purchase your house closely. Because if you weigh the pros and cons of rejecting an offer to purchase your home, you'll be better equipped than ever before to make...

Photo by Pixabay via Pexels When it comes to home ownership, you have many options beyond buying a single-family home. A condominium and a townhouse are two such options. Before you consider making one of these your permanent home, it's important to understand the differences between them. Condo Ownership When you purchase a condo, you own the entire...

You might think those people who own houses saved up until it got to the right amount. Well, this might be possible, but it is difficult to achieve since the temptation to use the money and unforeseen expenses may arise. So how do most people acquire a house? In America today, the quickest path to homeownership is by...

Having to change the roof is a decision most homeowners shy away from, it’s time-consuming, can generally be a stressful process and often requires a large budget. Most homeowners do not know when their roofs are due for a change until they experience damages to the house and property. There are basic signs a homeowner should look out...

Be in your new home for the Holidays!! This Colonial is located in a convenient location on a corner lot. The first floor has hardwood floors which have been protected by carpets, spacious living room with a wood burning fireplace, formal dining room and an eat in kitchen. Laundry is in the half bath on the main level. The upper level has hardwood floors, master bedroom with a half bath and two spacious closets, three more bedrooms and a full bath in the hallway. The one car garage is accessed from the house and has access to the backyard which has a...

Cape/Colonial style home on a corner lot. This home has kitchen with island and pantry, formal dining room, living room, first floor bedroom/office and full bathroom. Upper floor has master bedroom vaulted ceiling and recessed lighting, 2 bedrooms and full bathrooms. Yard is fenced and there is an oversized shed. Town lists garage but it really an oversized shed. Seller will provide a one year home warranty for buyer at...

Great commuter location and close to shopping centers. Remodeled and refreshed Ranch with multiple improvements that include: remodeled eat in kitchen including new tile backsplash, butcher block countertops, freshly pained cabinets, new gas stove new vinyl flooring, new kitchen light fixtures. Interior of the house has been repainted, hardwood floors have been refinished in living room, bedrooms and hallway. The Anderson windows have been refurbished, new driveway, new exterior concrete stairs and railings at front door and side door. The spacious living room has a fireplace and built ins. The unfinished basement has the laundry area...

CUSTOM BUILT IN 2000 COLONIAL WITH 8-ROOMS 4 bedrooms, 2.5 BATHROOMS, FINISHED LOWER LEVEL, LARGE FAMILY ROOM PLUS MUD ROOM FROM YOUR GARAGE ENTRANCE. SUNFILLED HOME BOASTS KITCHEN WITH GRANITE COUNTERS, GLEAMING HARDWOOD FLOORS THROUGHOUT.DINING ROOM, LIVING ROOM WITH FIREPLACE EAT=IN-KITCHEN WITH SLIDER TO OVER SIZE DECK FOR INDOOR/OUT DOOR DINING. LEVEL FENCED IN YARD 2-CAR ATTACHED GARAGE. COMMUNTERS DELIGHT OFF RT. 8 OR MERRITT PARKWAY CLOSE TO SCHOOLS,PARKS AND...

Spacious solid brick Georgian style colonial in a convenient location on a level lot with private back yard and one car garage. The interior offers a warm and quiet sanctuary from the outside with raised archways, center staircase, and hardwood floors throughout. The main living space offers a formal dining room, roomy kitchen with breakfast nook area, enclosed sun porch, and living room. A new wood stove insert provides a great alternate source of heating. The second floor has 3 bedrooms with a full bathroom. The dormer provides two additional rooms and a bathroom area, while partially finished, it is awaiting your final touches. The...